FINANCE CALCULATOR FOR CAR PURCHASE HOW TO

You can tweak the options in our car finance calculator to find a balance that works for you. Paying less each month over a longer period – like four years – may make it easier to get the car you need, but the total amount you pay (see our APR example at the top of the page) will increase. Paying the loan off over a shorter period – like two years – will mean larger monthly repayments, but will reduce the total sum you pay back. How long your loan should last, and how much you’d like to repay each month, depends on your personal budget. Insurance – insurance will depend on factors like your driving history, where you live, how you’ll use your car and the car you buy.Tax – tax is based on emissions and fuel type.NCT – cars older than three years need an annual NCT.Servicing and maintenance – is it under warranty, how much is servicing at your garage, how much are spare parts?.Fuel – what type of fuel does the car use and how efficient is it?.What costs should I think about? The most important thing when buying a car is to know what you can afford – how much do you have left at the end of each month to put towards a car loan? It’s useful to think about things like: How much will the car cost to run? Call us on +353-1-697 8648, or use our contact form to request a call-back. Talk to an expert – we have a team dedicated to helping our customers, from finding the right car finance product for you, to helping you pick a car.Search for a car to buy – we work with an approved list of trusted dealerships across Ireland so you can search for over 30,000 vehicles after you’ve applied.

FINANCE CALCULATOR FOR CAR PURCHASE HOW TO

Read our advice on how to increase your score – it can be as simple as registering on the Electoral Register. Increase your credit score – if you have a bad credit score, lenders are often still able to help you.Find out more about car finance – we have loads of information about car finance options, as well as details on the most popular types, Hire Purchase (HP) and Personal Contract Purchase (PCP).Get some personal car finance quotes – apply for car finance now. You can find out more below in our section, How to get a personal car finance quote.What can I do next? Now that you know how much you might able to borrow, the next steps are up to you. We’ll then show you an example of how much you might be able to borrow, based on customer profiles who are similar to you. We don’t need specifics and you can tweak it as much as you like. How much you’re able to repay each month.How to use our car finance calculator Our calculator tells you how much you might be able to spend on a car.

Finance calculator for car purchase